Assets › arbitrage

Union Liquid Fund — direct growth (EMERGENCY, not growth)

Below 12% forward floor — included only for diversification, excluded from optimizer by default.

Fwd expected return 6.8%

Annualised volatility 0.5%

Sleeve arbitrage

Below floor Below 12%

Risk notes

EMERGENCY CORPUS — fund this FIRST, SEPARATE from the ₹10L growth pot. Size = 6-9× your loan EMI. Instant redemption (AMC Instant Access, same-day IMPS ≤₹50k/day) — the one filter peers fail, exactly what emergency-on-a-loan needs. ER 0.06-0.10%, 90%+ AAA, <60d maturity, 5yr+ record. Tax-deferred vs FD. This is your loan lifeline: lets you NOT sell equities in a crash.

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